International Student, Exchange Visitor & OPT Insurance

Health Insurance for individuals studying in the USA on an F or J Visa, including OPT.

International student and exchange visitor health insurance offers necessary medical coverage meeting school or federal requirements for F, J or M visa holders and OPT participants attending US educational institutions or programs.

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Patriot Exchange Program℠

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 Month to 4 Years

Quotes & Purchase

Overview

Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $50 copay, unless $0 deductible
  • Walk-In Clinic
    $20 copay, unless $0 deductible
  • Student Health Center
    $5 copay, deductible waived
  • COVID-19
    Included

Plan Details

ExchangeGuard®

Underwriter: Lloyd's

Coverage Availability 5 天 至 4 年

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum, or
After deductible, pays 80% to policy maximum.
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $15 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Student Health Center
    To policy maximum
  • COVID-19
    Included

Plan Details

Student Health Advantage℠

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 个月 至 5 年

Quotes & Purchase

Overview

PPO网络内：自付额后,保险支付90%至$10,000,之后保险支付100%至保险最高保额。
PPO网络外：自付额后，保险支付80%至最高保额。
美国境外：满足自付额后，100%赔付至最高保额。

Direct Billing

通过 United Healthcare PPO 网络
  • Student Health Center
    $5 copay, deductible waived
  • COVID-19
    Included

Plan Details

StudentSecure®

Underwriter: Lloyd's

Coverage Availability 1 个月 至 4 年

Quotes & Purchase

Overview

在PPO网络内:
Elite: 共付额后，保险支付80%至$10,000，然后支付100%至最高保额。
Select: 共付额后，保险支付80%至$25,000，然后支付100%至最高保额。
Budget: 共付额后，保险支付80%至$45,000，然后支付100%至最高保额。
Smart: 共付额后，保险支付80%至$100,000，然后支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络或
  • US Urgent Care
    $30、$50、$75或$100共付额。PPO外共付额为$60、$100、$150或$200。
  • Student Health Center
    $10 or $25 copay
  • COVID-19
    Included

Plan Details

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 天 至 2 年

Quotes & Purchase

Overview

自付额后, 保险支付100%至最高保额。
PPO网络外:自付额后, 保险支付前$5,000的90%, 之后保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络

Acute onset of pre-existing conditions

承保70岁以下承保至最高保额 Learn More
  • US Urgent Care
    $25 共付额,$0自付额除外
  • Walk-In Clinic
    $15 共付额,$0自付额除外
  • Student Health Center
    To policy maximum
  • COVID-19
    Included

Plan Details

Patriot America® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 天 至 2 年

Quotes & Purchase

Overview

自付额后, 保险支付100%至最高保额。
PPO 网络外: 自付额后, 保险支付前$5,000的80%,之后保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络
  • US Urgent Care
    $25 共付额,$0自付额除外
  • Walk-In Clinic
    $15 共付额,$0自付额除外
  • COVID-19
    Excluded

Plan Details

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